Bank Pulse
Bank pulse is a comprehensive product for Co-operative Banks which is composed with excellent coverage of the banking process for the sector which can be adopted as core banking which centralizes the operation of many branches or a networked solution operating in a single branch. Modules can be customizable as per the organizational requirements and scale up or down features for various sized organization. The Bank Pulse comprises handful of features which articulate best solutions for the tedious process of financial and operation management.
The Bank Pulse has coverage of features of banking process along with integration of Cooperative domain specific requirements like Shares, Membership, dividend calculation and issue etc. This also provides utilities for managing operations like fund analysis and management, various customizable reports, budgeting, customizations and creation of schemes and policies, Salary Deduction Statements, loan and deposit simulators etc.
As an add-on feature this Bank Pulse has a deep incorporation with the current technology trends like Email support, SMS alerts, integration with MS Office applications, Smart card integration, Online banking modules etc.
Features
Membership Management
- Application Form Management
- Membership Approval Process
- Membership Types & Schemes
- ID card Printing
- Family, Introducers & Nominee
- Membership Details
- Photo, Finger Print, Signature
- Membership Transfer & Closing
- Death Handling
- Power Delegation
Share Management
- Customizable Scheme & Policies
- Purchase & Surrender
- Certificate Printing
- Dividend Calculation & Posting
- Issue Dividend
- Transactions & Transfer
HR & Payroll Management
- Departments & Designations
- Recruitment Process
- Employee Verifications
- Leaves & Attendance
- CTC & Salary Schemes
- Salary Calculation
- PT, ESI, PF, Gratuity & Taxation
- Payroll Vouchers
- Salary Slip
- Salary Accounts
Loan Management
- Application Forms
- Approval Process
- Customizable Schemes & Policies
- Loan Accounts Management
- Amortization Generator
- Loan Interest, Fine Calculation
- NPA Management
- Demand Collection Balance (DCB)
- Mortgage Stock Register
- Surety & Legal Handlings
Accounts Management
- Accounts & Account Heads
- Account Receivable & Payable
- Vouchers
- Customer Accounts
- Banks & Bank Account
- Cash & Cheque Handling
- Account Ledgers
- Trial Balance
- Profit & Loss Account
- Balance Sheet
- Suspense & Petty cash Hanadling
- Account Standing Instructions
- Day Book & General Leadger
- Monthly, Half Yearly & Year Closing
- Account Standing Instructions
- Day Opening & Closing
Deposit Management
- Application Forms
- Customizable Schemes & Policies
- Deposit Accounts Management
- RD Installment & Penalty
- Interest Calculation & Posting
- Maturity & Premature Closing
- Fund Analysis
- RD & FD Simulator
- Pigmy Accounts
- Taxation on Withdrawals
Locker & Other Modules
- Locker Rent & Deposits
- Locker Size & Rent Schemes
- Locker Key Handling
- From & To Book
- Cash Counters
- Budgeting
- Bank Reconciliation Statement
- Election Management
- Holiday Marking
- Salary Deduction Statement
- Meetings & Event Management
- Multilingual
- Role Based Security
- Letter Templates
Special Features
- Variety of reports generation in all modules
- SMS and E-mail alerts to Members & Customers
- Smart Card integration to all modules
- MS-Office integration for data export
- Online Banking (Web access)
For more features & customization please contact us